🇿🇦 South African Income Tax Calculator 2025

Calculate your SARS income tax, PAYE, and net salary for the 2025 tax year

R

Under 65

Tax threshold: R95,750

65 - 74 years

Tax threshold: R148,217

75+ years

Tax threshold: R165,689

Your Tax Calculation Results

Gross Monthly Income

R0

Monthly Tax Payable

R0

Net Monthly Income

R0

Effective Tax Rate

0%

Annual Tax Breakdown

Plan Your Finances

Now that you know your estimated tax, take the next step in managing your money. Use our free monthly budget calculator to track your income and expenses.

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Frequently Asked Questions

How much tax do you pay on R22,000 per month? +

On a monthly income of R22,000 (R264,000 annually), an individual under 65 would pay approximately R2,703.08 in tax per month for the 2025 tax year. This is calculated by applying the official SARS tax brackets and subtracting the annual tax rebate. For a precise calculation based on your age, please use our tax calculator.

How much must you earn to file a SARS tax return? +

You are required to file a tax return for the 2025 tax year if your gross annual income exceeds the tax threshold for your age group. The thresholds are:

  • Under 65 years old: R95,750
  • 65 to 74 years old: R148,217
  • 75 years and older: R165,689

You may also need to file a return under other conditions, for example, if you earned income from more than one source or received a travel allowance, regardless of your income level.

What is the formula for calculating income tax in South Africa? +

The basic formula to calculate your annual income tax is a multi-step process:

  1. Determine Gross Annual Income: Sum up all your income sources for the year.
  2. Calculate Taxable Income: Subtract any allowable deductions (like retirement fund contributions) from your gross income.
  3. Calculate Tax Before Rebate: Apply the appropriate tax rate from the 2025 Tax Brackets to your taxable income.
  4. Apply Rebates: Subtract the applicable tax rebates based on your age to get your final annual tax liability.

Our calculator automates this entire process for you.

How much tax will I pay if I earn R6,000 per month? +

If you earn R6,000 per month, your annual income is R72,000. For the 2025 tax year, this amount is below the lowest tax threshold of R95,750 (for individuals under 65). Therefore, your income tax liability would be R0 (zero).

How do I check my SARS income tax number? +

You can check your official income tax status and number directly with SARS through these channels:

  • SARS eFiling: Log in to your eFiling profile. Your tax number is displayed on your profile and on all correspondence from SARS.
  • SARS MobiApp: The official SARS mobile application will also have your details.
  • IRP5 Form: Your employer will provide you with an IRP5 form, which has your tax number on it.

Our calculator provides an accurate tax *estimate*, but for your official tax status, always refer to SARS directly.

How accurate is this tax calculator? +

Our calculator uses the official 2025 SARS tax tables and rebates for the highest accuracy. However, it provides an estimate for informational purposes and does not account for all possible personal circumstances, such as medical aid credits, retirement annuity deductions, or travel allowances. For official tax purposes, always consult with a registered tax professional or refer to SARS.

How Our SARS Income Tax Calculator Works

Getting your 2025 tax figures takes less than a minute. Just follow these three simple steps:

  1. Enter Your Earnings
    Type in your monthly or annual salary, bonuses, and any deductible allowances.
  2. Review Tax Brackets
    See exactly which SARS tax bands apply to you, with breakdowns for PAYE, UIF, and medical credits.
  3. Get Instant Results
    We calculate your net income, total tax payable, and effective tax rate in real time.

No sign-up, no hidden fees—just accurate South African tax calculations you can trust.